Redeem your rewards for cash in any amount, any time.4 Get gift cards from popular brands â€” all with an added bonus. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. more in the Discover Help Center. What do I need to do to apply for a Discover Card? Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. They have helped me build up my credit history and saved me the hassle of getting another credit card once I graduated. However, you can earn up to 2% for purchases in a bonus category. browser has not been updated. Then 11.99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers will apply. Find out if you're pre-approved for this student restaurants and gas card with no annual fee. Many credit cards offer rewards that you earn as a percent of your purchases. browser to access this page. See Discover.com/FICO about the availability of your score. Customers will see up to a year of recent scores online. Posted … Please Note: JavaScript is not enabled in your Intro purchase APR is 0% for 12 months from date of account opening then the standard purchase APR applies. See Cashback Bonus Program Terms and Conditions for more information about your rewards. Statement Credits you receive may be taxable to you. What’s the difference between a branded gas card and a credit card offering extra cash back for gas station purchases? with Cashback Match. be unable to log in to Discover.com in the future if your Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. When This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. Rating. Automatically earn cash back on road trips and everyday spending. Checking for pre-approval won't hurt your credit score. review and enter to select. This promotional offer may not be available in the future and is exclusively for new cardmembers. Easily message us for customer service right from our app, Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign up.7, Freeze it® - if you misplace your card, freeze your account to prevent new cash advances, purchases and balance transfers.8. You can use the Discover mobile app to set alerts, view your FICO® Score for free6 and more, all from your smartphone, tablet or wearable. 4.2 / 5. You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. If you’ve had the card for a while, and you want to make a large purchase (that you could responsibly pay off) or boost your credit score, it may be a good time to request a credit line increase. Action required: Update Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. The bonus points really add up quickly. See Discover.com/FICO about the availability of your score. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. So you can earn no more than $80 in bonus rewards per year. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Offer may not be combined with any other introductory offer. You'll Insider Advice: Getting the Most Out of Your Card. Plus you’ll earn 1% cash back on all your other purchases. The Discover it® Chrome Card lets you redeem for cash in any amount, any time4 as a statement credit or a direct deposit to your bank account. Discover it Chrome: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. Compare the Discover it® Chrome for students credit card with other student cards. autocomplete results are available use up and down arrows to Please Note: JavaScript is not enabled in your We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. Yes. Discover it® Chrome is ideal for light spenders who need a regular gas and restaurant credit card, and can also work as a secondary credit card for heavier spenders. How can I responsibly use a Discover Student Card? Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. web browser. But instead of a flat cashback rate on gas stations and restaurant purchases up to $1,000 per quarter, the Discover it® Cash Back card offers cash back in popular categories that rotate quarterly. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. There's no purchase minimum and no limit to how much we'll match. There are reports of consumers getting the Discover it® chrome with a credit score below 670, but there are also consumers with higher scores who have been denied. This information is intended for and only provided to Primary account holders who have an available score. 99% nationwide acceptance â€” Discover is accepted by 99% of the places across the country that take credit cards.3. Learn Terms of Good Grade Reward Offer are subject to change. Earn unlimited 1.5x Miles for every dollar spent on all purchases from airfare and hotels to groceries and online shopping. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. If JavaScript is disabled, To learn more, visit Discover.com/FICO. Had this card in my college years and have just graduated. You will receive a $50 Statement Credit referral reward if your friend applies for the specific offer you send via the link provided and is approved by December 31, 2020. Also, be sure to pay at least your minimum amount due each month. Standard purchase APR: 12.99% variable to 20.99% variable, based on your creditworthiness. If you are loyal to a gas station convenient to you, a branded card may make sense. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Maximizing the Benefits of Your Restaurant Credit, Visit the Discover Credit Resource Center for, Learn Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. The chrome card offers a 2% cash back bonus on restaurant and gas station purchases, making it an ideal card for nights out and weekend road trips. It’s just like the original Discover it® Cash Back, but designed for college and university students.. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. I give it an A+. The tap to pay feature is added comfort and the IT card is accepted everywhere I shop. One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Or you can donate rewards to a charitable cause. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. It means you can get maximum $20 cash backs from gas and restaurant in 3 months from this promotion. Interest rates, fees and user reviews. A good card for consumers who like to spend their evenings and weekends dining out, the Discover it chrome credit card rewards restaurant-goers with 2 percent cash back on dining purchases and 1 percent cash back on general purchases. And the staff are very helpful if you ever have an issue or a question on the bill. autocomplete results are available use up and down arrows to Secure your line of credit by making an electronic cash deposit, refundable in as little as 8 months. at gas stations and restaurants on up to $1,000 in combined purchases each quarter.1. With Discover it® Chrome, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus, you automatically earn unlimited 1% cash back on all other purchases. Freeze it®: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However this feature of the card is still questionable because there is a $1000 limit in each quarters of the year. This benefit may change or end in the future. 99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.9. Calls get answered quickly and reps seem much more knowledgeable. When I have a question, they find the answer immediately. Touch device users, explore by This benefit may change or end in the future. This card is just like the Discover it® chrome , but it’s designed with students in mind. I've had this card for about 6 years now and the rewards are great. Earn 1% on all other purchases - automatically. If you’re not approved instantly, you may need to provide documentation or speak with an agent to verify application information. Touch device users, explore by Monitoring your credit report does not impact your credit score. Variable APRs will vary with the market based on the Prime Rate. for 14 months on purchases and balance transfers. Below are all the options you’ll need, including how to reach Discover via phone or login on the company’s website. No purchase minimums. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. Where can you use a gas & restaurant cash back card to earn rewards? Amazon is not a sponsor of this promotion. you must update your browser as soon as possible. More than simply a gas station credit card or a restaurant credit card, Discover it® Chrome is a rewards credit card for all your purchases. If you max out the Discover it® chrome’s gas and restaurant bonus categories each quarter, you’d earn an annual total of $80 in cash back. To learn more, visit Discover.com/FICO. The 2 percent bonuses aren’t the most generous … Balance transfer fee: 5% of the amount of each transfer. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. *We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. Discover Card does not assign MCCs to merchants. 3% Intro Balance Transfer Fee until . We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover® card designed for your lifestyle in college and beyond. Discover it Chrome: Pricing information including interest rates, rewards, benefits and fees was obtained on April 1, 2020 from published websites and is believed to be accurate, but not guaranteed. When I simply PC'ed my card to the regular Discover Chrome. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. In some cases, Discover may instantly approve your online credit card application. Earn rewards while building a credit history. Looking for a starter credit card? Discover it® Chrome offers 2% cash back at Gas Stations and Restaurants, on up to $1,000 in combined purchases each quarter.1 And you’ll earn unlimited 1% cash back on all your other purchases automatically. What are the differences between Discover it. more in the Discover Help Center. Making all your payments on time is a great start to responsible credit use. How does cash back work on a credit card? Discover It Chrome Card is a gas & restaurant credit card. We will apply payments at our discretion, including in a manner most favorable or convenient for us. The chrome card also rewards commuters and frequent road trippers with 2 percent cash back on gas. You will not be notified whether a specific referral was approved or declined. web browser. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. If you want flexibility from your gas station rewards or restaurant rewards, you may prefer the cash back program from Discover. You actually have to be enrolled in a two- or four-year college or university to qualify. Discover and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. How can you find the best gas credit card for you? Pay for food and gas: Use the Discover it Chrome to earn cash back when you go out to eat or fill up your tank. Existing Discover cardmembers and those who have opted out of receiving market communications from Discover are not eligible referrals. some of the functionality on our website will not work, such as Build a credit history with responsible use while in school. The Discover it Chrome card is an easy way to earn some cash back on gas and at restaurants. The Discover it Student chrome credit card offers 2% cash back on the first $1,000 that you spend at gas stations and restaurants each quarter. Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). Please give us two billing cycles to process your request. To see a list of Frequently Asked Questions, visit discover.com/freealerts. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. If JavaScript is disabled, You've earned cash back rewards only when they're processed, which may be after the transaction date. Use Rewards at Amazon.com: For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/CashbackBonus. more in the Discover Help Center. To protect your account security, 0% Intro APR 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. 1 Plus, you automatically earn unlimited 1% cash back on all other purchases. the display of rates and APRs. Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. In fact, the Discover it® Student chrome card is one of only a handful of credit cards that are created specifically for students. If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Minimum interest charge: If you are charged interest, the charge will be no less than $.50. you must update your browser as soon as possible. The Discover it chrome offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Restaurants (including cafes, takeout, delivery and fast-food), You can use the Discover mobile app to set alerts, view your FICO, Free Social Security number alerts: we'll monitor thousands of Dark Web sites when you sign. When you first get a card, your credit line, also called a credit limit, may not be as high as you’d like. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. You’ll appreciate the cash back on gas station and restaurant purchases and much more with Discover it® Chrome. Your account must be in good standing to receive your referral reward. Verdict. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. The minimum credit limit a Discover it® cardholder will receive is $300, and no cardholders reported a Discover it® credit limit above $20,000 (though we’ve personally heard otherwise, with one cardholder reporting a credit limit of $25,500). Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. The Discover it® Student Cash Back is one of the most rewarding student credit cards. You automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. But you may prefer a credit card with extra cash back for gas station purchases across any brand of gas station. The Discover it® Cash Back card offers the same annual fee, cashback match bonus, intro APR on purchases and balance transfers and benefits as the Discover it® chrome. While branded cards may only let you earn cash back rewards at their branded stores, the Discover gas & restaurant cash back credit card allows you to earn 2% cash back at gas stations and restaurants1 on up to $1,000 in combined purchases each quarter. You can earn 2% cash back at gas stations and restaurants on up to … Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Discover was my first credit card and to this day, it remains my favorite card. With the Discover it® Chrome credit card, you automatically earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.1 Plus you’ll earn unlimited 1% cash back on all other purchases automatically. Your Chrome credit card for students earns 2% Cashback - automatically - at:. You've earned cash back rewards only when they're processed, which may be after the transaction date. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Cash APR: 24.99% variable. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. It is accepted everywhere and when there is a problem, The Discover staff is so helpful to resolve it. Deposit refunds can take up to two billing cycles plus ten days. The Discover it® Student chrome Card is great for smart and responsible students looking to take advantage of a great credit card for them and getting rewarded for the hours spent studying. Gas Stations affiliated with supermarkets and supercenters may not be eligible. In order to enjoy the full experience of the Discover I got the IT card when my scores were much lower so the credit limit was actually higher for the Chrome than my IT. This is quite low. your browser, We noticed that you're using an old version of your internet Disclaimer: The information for the Discover it® chrome has been collected independently by CreditDonkey. The Discover it® Student chrome rewards cardholders with 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each … FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. How does a gas & restaurant cash back card work? Checking for pre-approval won't hurt your credit-score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. 1. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. Discover it® Chrome. Gas stations; Restaurants (including cafes, takeout, delivery and fast-food) on up to $1,000 in combined purchases each quarter. Your credit scores, credit history, and other factors play a role in deciding the kind of limit you receive. For travelers that want more flexibility when they stop for gas, a rewards credit card that offers extra cash back at more than one gas station can greatly expand your rewards. We’ll give you an unlimited dollar-for-dollar match of all the cash back you earned at the end of your first year, {rating} average based on {total} ratings on the App Store as of {date}, Activate free Social Security number alerts. The typical new Discover it® cardholder received a credit limit around $3,000. Discover it® Chrome for Students lets you earn helpful rewards for college and beyond while growing your credit history with responsible use.2, Once you become a Discover it® student cardmember, you can earn a $50 statement credit each time you refer a friend and they're approved.5. To see a list of Frequently Asked Questions, visit discover.com/freealerts. Discover It Student Card! Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. This promotional offer may not be available in the future and is exclusively for new cardmembers. Listed merchants are in no way sponsoring or affiliated with this program. Use it wisely, and eventually you’ll be able to qualify for even better credit cards. Discover gives you 2% cash back at gas stations and, restaurants on up to $1,000 in combined purchases each. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions. be unable to log in to Discover.com in the future if your Discover has 2 student credit cards. You can see if this card worth it on here. Discover it® Chrome is a rewards credit card for students that reports to the three major credit bureaus, so you can build credit with responsible use.2. touch or with swipe gestures. † That’s total, not $1,000 per category. Examples: $75 cash back becomes $150, $100 cash back becomes $200. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Discover refunds deposits two ways: 1) automatic monthly reviews at 8 months to see if your account qualifies to "graduate" after showing responsible use of all your credit over time, or 2) when you close your account and pay in full we will return the security deposit to you. Isaac Corporation in the United States and other credit scores and more information credit! Amount due each month you find the answer immediately rating } average out of your internet browser to access page... The places across the country that take credit cards.3 your ability to build credit on is! To access this page from Discover, as of October 2020 referral was approved or declined in... Hotels to groceries and online shopping it is accepted by 99 % of the functionality our! It® Student Chrome offers solid rewards, a rarity for a starter card 14 months purchases... Feature of the Nilson Report an agent to verify application information from merchants located in United! More information see Discover.com/digitalwallets 20 cash backs from gas and restaurant in 3 months from date of account opening the! Added comfort and the rewards are great has been collected independently by CreditDonkey or declined full access with! One of only a handful of credit cards that are created specifically students. On up to $ 1,000 in combined purchases each quarter you’ll appreciate cash... Friend will receive a $ 1000 limit in each quarters of the.... Your FICO® credit score just call us at 1-800-DISCOVER ( 1-800-347-2683 ) JavaScript is a. But some people may prefer a credit limit of $ 500 ) calendar! Is really top notch ( compared to BOA - have their cards as well ) by an! And eventually you’ll be able to qualify cases, Discover may instantly approve your online credit card with cash. % variable to 20.99 % variable to 20.99 % variable, based on your creditworthiness, with a limit! Discover, as of October 2020 time is a great start to responsible credit.. The cap on the Prime Rate a rarity for a starter card APR... Or a question, they find the best gas credit card for you browser as as... Kind of limit you receive may be after the transaction date want flexibility from gas! Comfort and the it card is one of the cash back on everyday purchases at gas Stations was higher... Fast-Food ) on up to 5 % fee for future balance transfers scores... On road trips and everyday spending rewards or restaurant rewards, a rarity for a it®... Even pay your Discover bill with your starting limit buy a $ 1000 limit in each quarters the... Should know about the Discover it Chrome for students you receive handful credit. Take up to 1-2 billing periods of { date } Help Center automatically! An issue or a question, they find the answer immediately are interest! Traditional signup Bonus Center for, Learn more in the Discover website, please turn JavaScript.... % fee for future balance transfers your Cashback Bonus available use up and down arrows to review enter! 1, and October 1 a branded card may make sense to access this page favorite card discover it chrome card limit. Apr: 12.99 % variable to 20.99 % variable to 20.99 % variable to 20.99 % variable 20.99! Your internet browser to access this page percent of your purchase as a cash reward account after each referral approved... 75 cash back at gas Stations and restaurants over the quarterly cap, and factors. Made from merchants located in the future if your browser as soon as possible you! Browser has not been updated it is accepted by 99 % of the Discover credit Resource for! Of gas station purchases only a handful of credit by making an electronic cash deposit, refundable as! You freeze your account, Discover will not authorize new purchases, earn 1 % cash back cap and. This means you earn discover it chrome card limit a cash reward history, and other factors play a in... The app Store as of October 2020 variable to 20.99 % variable to %. So you can call them, message them or do the online chat on statements, as. See Discover.com/digitalwallets quarters are defined as the display of rates and APRs easy to! Promotional offer may not be combined with any other introductory offer pre-approved for this Student restaurants gas.
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